Terms & Conditions
Acceptance of Terms
This website is owned and operated by Opes Analytics (“we,” “us,” or “our”). By accessing or using the site, you agree to be bound by these Terms & Conditions, as they may be amended from time to time, with changes effective upon posting. If you do not agree with any part of these terms, you should not use the site.
Eligibility
By using this site, you represent that you are at least 18 years old, have the legal capacity to enter into this agreement, and will use the site in compliance with all applicable laws in your jurisdiction.
Nature of the Service
This site provides access to AI-assisted and quantitative market analysis, delivered through a subscription membership. The service is educational and informational; it is not personalized financial advice, and it does not place trades or manage funds on your behalf. See our Legal Notice for the full disclaimer.
Subscriptions and Billing
When you purchase a membership, a valid payment method is required. Your subscription renews automatically at the end of each billing period (monthly or annual, as selected) until you cancel. Fees are billed and charged through our payment processor, Stripe, and Opes Analytics may appear as the merchant on your billing statement. If we increase the price of your plan, we will notify you by email at least 30 days before the change takes effect at your next renewal; you may cancel before then if you do not wish to continue at the new price.
Cancellation
You may cancel your subscription at any time from your account settings, or by contacting us through the contact form. To avoid being charged for the next billing period, cancel before your renewal date. Cancelling stops future charges; you retain access for the remainder of the period you have already paid for.
Refund Policy
Unless required by applicable law, fees paid for a membership are generally non-refundable, including where you do not use the service or forget to cancel before a renewal.
Intellectual Property
All content on this site, including analysis, charts, graphics, and written reports, is the property of Opes Analytics and is protected by applicable copyright and intellectual property law. Your membership grants you a personal, non-transferable license to access this content; it may not be reproduced, redistributed, or shared without our prior written permission.
Acceptable Use
You agree not to:
- Access the site using automated means such as bots or scrapers
- Attempt to disrupt or overburden the site’s availability
- Share your account or membership access with anyone who has not purchased it
- Use the site’s content for any unauthorized commercial purpose
Limitation of Liability
To the fullest extent permitted by law, Opes Analytics is not liable for any indirect, incidental, or consequential damages arising from your use of the site.
In particular, Opes Analytics accepts no liability for any loss or damage, including loss of capital and lost profits, that results from any investment or trading decision you make in reliance on our analysis, ideas, scores, or other content. Those decisions, and any losses they cause, are yours alone. See our Legal Notice for the full risk disclosure.
Termination
We may suspend or terminate your access to the site or your membership at our discretion, including for a violation of these Terms & Conditions, without refunding fees already paid.
Governing Law
These Terms & Conditions are governed by the laws of United Kingdom, without regard to its conflict-of-law provisions.
Changes to These Terms
We may update these Terms & Conditions at any time, with changes effective upon posting to this page. Continued use of the site after a change constitutes acceptance of the revised terms.
Contact
For questions about these Terms & Conditions, contact Opes Analytics through the contact form.
